Capital Area Asset Builders (CAAB.org) Privacy Policy and Disclaimer
 

Effective Date: August 19th, 2024

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1. Introduction

Capital Area Asset Builders ("CAAB", "we", "us", or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, protect, and share information gathered from you when you visit our website (www.caab.org) (the "Site"), use our services, or interact with us offline.

This Privacy Policy also includes a disclaimer to limit CAAB's liability for data breaches and other claims related to financial advice or investment plans.

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2. Scope
This Privacy Policy applies to all personal information received by CAAB in any format, whether electronic, paper-based, or verbal. It covers our processing activities as a data controller and data processor.

3. Information We Collect
We may collect various types of information from you, including:

Personal Identifiable Information (PII): Name, contact details (address, email address, phone number), date of birth, Social Security Number (SSN) or other government-issued identifier.
Financial Information: Income, assets, liabilities, investment goals, and financial records.
Interaction Data: Your activity on our Site, such as pages visited, documents downloaded, and search queries.

4. How We Collect Information
We collect information:

Directly from you when you provide it to us (e.g., through forms on our Site).
Automatically using cookies and other tracking technologies when you use our Site.
From third parties with your consent or as authorized by law.

5. How We Use Information
We use collected information to:

Provide services and respond to your inquiries.
Improve our Site and services.
Send you promotional materials, updates about CAAB, and other information we think may be of interest to you.
Comply with legal obligations or protect our rights.

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6. How We Share Information
We may share your information:

With service providers who perform services on our behalf.
To comply with legal requirements or respond to legal requests.
In connection with a merger, acquisition, or sale of assets.

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7. Data Security
CAAB implements reasonable and appropriate security measures to protect against unauthorized access, disclosure, alteration, or destruction of personal information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute data security.

8. Your Rights
You have rights over your personal data:
Access, correct, update, or delete your data.
Object to our processing of your data.
Port your data (i.e., receive it in a structured, commonly used format).
Withdraw your consent for us to use your data.

To exercise these rights, contact us using the details provided below.

9. Data Retention
We retain personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.

10. Children's Privacy
Our Site and services are not intended for children under 13 years old. We do not knowingly collect personal information from children without parental consent.

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11. Changes to This Privacy Policy
We may update this Privacy Policy periodically. The updated policy will be posted on our Site, and we encourage you to review it regularly.

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12. Contact Us
If you have questions or concerns about your privacy, please contact us at:

Capital Area Asset Builders
Email: info@caab.org
Phone: (202) 419-1440

13. Disclaimer

13.1 Liability for Data Breaches

CAAB shall not be liable for any loss, damage, or harm caused by a data breach resulting from:

 

Your voluntary disclosure of personal information.
Unauthorized access that is beyond our reasonable control (e.g., hacking).
Your failure to follow security procedures.

13.2 Liability for Financial Advice
CAAB provides educational resources and general financial guidance but does not offer personalized investment advice or recommendations. We are not responsible for any losses, damages, or liabilities arising from your reliance on our information.

You assume full responsibility for all risks associated with using the information provided on our Site or through our services. You should consult with a licensed professional before making any significant financial decisions.

13.3 Indemnity
By using our Site and services, you agree to indemnify and hold CAAB harmless from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of our Site or services, violation of this Privacy Policy, or misuse of the information provided.

This Disclaimer shall survive termination or expiration of this Privacy Policy.

14. Governing Law
This Privacy Policy and any related disputes shall be governed by and construed in accordance with the laws of the District of Columbia without giving effect to its conflict of law principles.