Board of Directors

Marcella Harshbarger

Marcella Harshbarger, President of the CAAB Board, is a corporate attorney with a global telecommunications company. Her nonprofit experience includes credit counseling, teaching credit management classes, and Latino outreach. She has practiced corporate law with law firms in New York and Washington, DC, and is a member of the Duke University School of Law Young Alumni Board, the Hispanic National Bar Association, the Hispanic Bar Association of DC, the Washington Metropolitan Area Corporate Counsel Association, and the Society for Human Resource Management. Her practice includes corporate governance, employment law, data privacy law, and technology agreements.

Nancy Register

Nancy Register, Secretary/Treasurer of the CAAB Board, is the associate director of the Consumer Federation of America. She is the director of America Saves, a national social marketing campaign that encourages low- and moderate-income households to save money, reduce debt, and build wealth. In 2001, she was one of twenty community leaders honored with a community leadership award given by Levi Strauss and the Washington Post. She received the UPN 2000 Women of the Year Award and is a 1992 graduate of Leadership Washington. In addition to founding and serving on the board of Bright Beginnings—a developmental daycare center for children of homeless families in Washington, DC, she is the past-President of the District of Columbia Library Foundation Board.

Pamela Banks

Pamela Banks is the Senior Policy Counsel, Financial Services, for the Consumers Union, the non-profit that publishes the popular “Consumer Reports” magazine. She is experienced in government (Federal Home Loan Bank Board, U.S. Department of Treasury), on Capitol Hill (both House and Senate side, including the Senate Judiciary Committee) and in corporate America (Fannie Mae), managing a variety of financial services issues and advocating for consumer rights and protections. Her special areas of expertise include credit card reform, bankruptcy fraud, rent-to-own, payday lending, check cashing and overdraft protection legislation.

Kathryn R. Clay

Kathryn Clay is the Vice President and Community Consultant for PNC Bank in the Community Development Banking Division in the Greater Washington Area. She is responsible for managing PNC’s community service initiatives for the Greater Washington Area.

Ken Eisner

Ken Eisner is the Managing Director of OE Ventures at One Economy Corporation—an NGO that operates in fourteen countries on four continents and is focused on using technology to help low-income individuals enter the global marketplace—where he is in charge of business development, launching new products and services, and supporting technology policy. For the decade previous to One Economy, he was a senior executive in the online, e-commerce, and wireless industries. Specific achievements include: guiding marketing at VarsityBooks.com and helping them attain an IPO; developing Nextel's plans to launch their Boost Mobile service; and spearheading Simply Wireless' 6-fold increase in online and direct response sales.

Harold Edward Kerr III

Harold Kerr, owner of The Kerr Company LLC, has more than 17 years of management consulting experience. Before starting his own company, he was a senior consultant at Booz Allen Hamilton. During his consulting career, he has worked with a wide range of companies and organizations, and he has helped large and small nonprofits to improve their organizational operations.

E. Francisco Lopez

E. Francisco Lopez is an Obama Administration appointee, currently serving as Policy Advisor for the U.S. Department of Labor, where he advises the Secretary and Deputy Secretary of Labor on policy development, program implementation, etc. to improve the lives of workers, retirees, and their families. Previously, he has served as managing partner of a consulting firm and President and CEO of a workforce development institute. He is widely published in the area of politics, labor and economic development, particularly as it relates to the Latino community. He is fluent in Spanish and English and proficient in Portuguese and has resided in Trinidad & Tobago, Venezuela, England, and Brazil.

Kenyan R. McDuffie

Kenyan R. McDuffie is an attorney and native Washingtonian who has been employed as a trial attorney for the United States Department of Justice, Civil Rights Division, and an Assistant State’s attorney in Prince George’s County, among other legal roles. He has served has president of his neighborhood civic association, a board member of the McKinley Technology Campus Corporation, and has worked extensively with Advisory Neighborhood Commissioners and government officials to solve problems for residents of the District. Currently, he is a candidate for the Ward 5 D.C. City Council seat.

Karen Murrell

Karen Murrell is founder and president of Higher Heights Consulting and Training, a privately-held firm that works with the financial services industry to develop programs and products that improve the financial well-being of all Americans. Previously, Ms. Murrell served as a Senior Research Fellow at the New America Foundation, where she explored policy solutions to improve financial services and financial education, and held leadership positions at Fannie Mae, where she launched initiatives to increase homeownership for low- and middle-income Americans. Ms. Murrell is also co-author of You and Your Money: A No Stress Guide to Becoming Financially Fit.

Steven W. Pearlman

Steve Pearlman is the Senior Director – Corporate Compliance for Freddie Mac. He is a lawyer and compliance professional with extensive experience in banking and borrower protection regulation. He has served on the Board of Directors of Shelter House and as a member of the Consumer Bankers Association’s Fair Lending Committee.

Julius Ware

Julius Ware is the President and Founder of the Ward 7 Business and Professional Association. His experience includes a strong working knowledge of the District of Columbia, including the government, political environment, neighborhoods, business and community organizations. In addition to serving on the CAAB board he also serves on the board of Byte Back and was elected to serve as a DC Advisory Neighborhood Commissioner for three consecutive terms.

Te-Mika Warner

Te-Mika Warner is an Associate General Counsel on the SEC Reporting and Public Disclosure Team at Fannie Mae. Prior to her work with Fannie Mae, she was a corporate associate at Hogan & Hartson LLP, where she advised clients on general corporate governance matters and federal securities laws.  She is a member of the Greater Washington Chapter of the National Bar Association, Corporate Counsel Women of Color, Association of Corporate Counsel, and the Coalition for Nonprofit Housing and Economic Development.